Guides
Business credit utilization ratio: what moves it and what doesn't
Business credit utilization ratio is a reported balance divided by a reported limit, and each US bureau reads it differently, with no statutory cap on the result.
Topic
tradelines
Guides
Where real tradelines actually come from, and where they do not
Tradelines are single rows on a credit report. Where real ones come from, why the bought-tradeline market is a trap, and how to read your own lines.